Checking availability in your state
Let’s find your offer.
Pick your amount and answer a few quick questions. We match you with lenders licensed in your state — you see the full cost before you ever sign.
- ✓ Takes about 3 minutes — no documents to upload
- ✓ Soft check only — won’t affect your FICO® score
- ✓ No fee to apply, and no obligation to accept
- ✓ State-licensed lenders only
You’re in controlThis is a request form, not a loan agreement. A lender only collects verification details on its own secure site after you choose a specific offer.
Borrow only what you can repay on your next payday.Payday loans are short-term tools, not a long-term fix. Before you accept an offer, check whether a cheaper alternative could work — and read our Responsible Lending guidance.
Does starting a request affect my credit score?
No. Matching uses a soft inquiry, which doesn’t affect your FICO® score. A hard pull only happens if you accept a specific lender’s offer — and that lender tells you first.
How much can I request?
Between $100 and $5,000, subject to your state’s legal cap. See your state’s limits on Rates & Fees or Loans by State.
Is there any cost to submit this form?
No. It’s always free to request and to compare offers. You’re never charged to apply, and you can decline every offer you see.
By continuing you agree to our Terms of Use, Privacy Policy and E-Consent. Submitting a request does not guarantee you’ll be approved or matched. loan-payday.com is not a lender.